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Secrets of Smart Car Buying

Tue January 14, 2014: 11:00 am-12:30 pm EST

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CEU approval for OneOp Personal Finance webinars expires 3 years after the live event. CEUs are no longer available for this webinar. For more information and to earn CEUs from more current webinars click here.


Dr. Michael Gutter and Elaine Courtney will present Secrets of Smart Car Buying, focusing on issues with financing, making a smart purchase and information on the lending process in this 90-minute presentation on behalf of OneOp. Supporting event resources are available below.


Michael Gutter, Ph.D., is an Associate Professor, Interim Family and Consumer Sciences State Program Leader, and Financial Management State Specialist for the Department of Family, Youth, and Community Sciences, in the Institute for Food and Agricultural at the University of Florida. His BS is in Family Financial Management and his Ph.D. is in Family Resource Management from The Ohio State University with a specialization in Finance. Gutter currently explores how financial education and financial socialization are related to financial capability. His Extension Programming includes the Florida Master Money Mentor Volunteer Program, Florida Saves, and Fresh$tart Florida. He recently won Outstanding Conference Paper Award for the 2010 Association for Financial Counseling and Planning Education. The common theme that connects Dr. Gutter’s Research, Teaching and Outreach is helping households achieve financial security. His projects focus on enabling access to resources and services as well as improving people’s knowledge and understanding of family resource management. These projects have had funding from the Consumer Federation of America and Bank of America.

Okaloosa County, Florida Extension agent Elaine Courtney has extensive experience teaching financial management, nutrition education and volunteer development programs. She received B.S. and M.S. degrees from Florida State University and has done post-graduate work at University of Minnesota and University of West Florida. She is a member of the Association of Financial Counseling, Planning and Education and is an Accredited Financial Counselor. Employed for 30 years with the University of Florida Extension Program in Okaloosa County (faculty member; ranking IV). Her primary responsibilities are in the areas of Family Economic Stability; Nutrition and Health; and Volunteer Development. She is the coordinator of the Okaloosa Saves program and helped begin the Military Saves program. She works closely with the military and has personal experience as a military spouse. For the last seven years, she has co-taught the Eglin AFB First Term Airman Class (FTAC) section on personal finance. She has served as co-chair of the University of Florida/IFAS Extension Focus Team for Financial Stability; UF/IFAS Tenure and Promotion Board 2008-2010; and on the America Saves/USDA-NIFA Extension Leadership Team. Received numerous awards from professional organizations, including FEAFCS Distinguished Service Award and state and national Continued Excellence Award.


Elaine Courtney

Michael Gutter

Event Materials

Watch the Recording

Buying a car: webinar skit

Presentation Slides (SlideShare)

Saving on Auto Purchases

Buying a Used Car with Confidence

“Buying a Used Car,” by Dr. Liz Gorham

Consumer Report’s New Car Buying Advice

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