When we attribute thoughts, feelings, or beliefs to an individual or group based solely on a specific characteristic, we risk falling into the trap of an “-ism.” For example, when it's based on race, it's racism; when it's based on sex, it's sexism; and when it involves age, it's ageism....

Military service providers frequently see concerns such as high credit card balances, multiple loans, and the stress associated with significant debt levels. Those in debt often feel overwhelmed and unsure of where to start. PowerPay, a free tool developed by Utah State University Extension, is available to service members, their...