Do you ever wonder how someone can save that much at the grocery store? Although most of us will not be able to reduce our grocery bill to a few dollars, there are a few simple couponing strategies that we can use to stretch our grocery dollars.

When finances are tight, date nights may seem like more of a luxury than a necessity. Couples may find themselves eliminating their weekly or monthly date nights from the family budget to focus on children or other household expenses. However, taking care of your relationship by spending time with your spouse should be a top priority.

It is important to realize that Christmas is not the only expensive holiday in the next three months. Halloween ranks as the third most expensive holiday following Christmas and Valentine’s Day. This may be a surprise, since typically the holiday does not involve large gift giving or family events. There is no doubt that the Christmas holiday tends to be the biggest budget buster. Nonetheless, the prices of Halloween costumes, candy, and decorations do add up

Today's marketplace of goods and services recognizes the high value that individuals place on time, understanding that consumers will often pay more for convenience. Have you ever stopped to think about what you may be sacrificing in terms of cost, quality, or taste to save a few extra minutes?