Military Service and Family Life

A dependent care flexible spending account (DCFSA) lets service members set aside pre-tax dollars from their paychecks to cover eligible dependent care expenses, including daycare, preschool, after-school care, summer day camp, and elder care. Learn how it works, eligibility, contribution limits, and how you can prepare service members this open season.

When service members and their families understand the full value of their military compensation, they are better equipped to make informed decisions, reduce financial stress, and strengthen their overall readiness. As service providers, you play an important role in helping families recognize, access, and maximize the benefits available to them.

Deployment is more than a logistical transition; it is a financial turning point for many military families. Shifts in income, changes in financial responsibilities, and increased uncertainty can create stress before, during, and after deployment. In this blog, we explore the unique financial challenges military families face throughout the deployment cycle and practical strategies to build long-term financial resilience. Learn how financial professionals can support military families through budgeting, emergency savings, communication, and access to trusted resources that strengthen both family stability and military readiness.

A recent $3 million-dollar settlement between the U.S. Department of Justice and the state of Georgia is drawing national attention to alleged violations of the Servicemembers Civil Relief Act (SCRA) involving professional licensing barriers for military families. In this blog, we break down what these protections mean, who qualifies, and how military families can navigate the process when relocating. Learn how service providers can help military spouses maintain employment, advocate for their rights, and access resources when barriers arise.

Military spouses continue to face persistent unemployment and underemployment despite being highly educated, skilled, and motivated to work. This blog explores the latest research, the growing recognition of spouse employment as a readiness issue, and how service providers can better support military spouses through informed, strategic action.

Some purchases are considered “big ticket,” meaning they cost more than a single paycheck. According to the Consumer Financial Protection Bureau (2025), service members often borrow more, put less down, pay higher APRs, and take longer loan terms than the general population. Explore ten tips to guide service members through the car-buying process.

This post-webinar recap highlights a recent session focused on expanding global talent by improving employment opportunities for foreign-born and OCONUS military spouses. Participants—including service providers, career counselors, and community leaders—examined the unique challenges these spouses encounter and explored practical, locally informed strategies to address them. The discussion emphasized how strong partnerships and accessible resources are essential to helping spouses build meaningful, sustainable careers.

Amid the day-to-day demands of military service and family life, estate planning can easily fall off the radar. But taking time to plan now can prevent unnecessary stress later and give families the confidence that their wishes will be honored, even in unexpected situations.

Military spouses stationed overseas or navigating life in a new country face complex, often overlooked employment barriers. With the proper tools, strong partnerships, and effective programming, we can turn these trends around and create clear pathways to career success for every military spouse. Seize this chance to play a role in creating meaningful change.

Frequent relocations, limited access to childcare, and job inflexibility continue to make stable employment elusive for military spouses, impacting not just individuals but the resilience of entire families. New state policy initiatives from the Defense State Liaison Office (DSLO) aim to ease these burdens. Just as crucial are support systems for military-connected youth, like the 4-H Military Partnership, which empowers military youth with life skills and stability amidst constant change. Together, these efforts signal a growing commitment to the well-being and readiness of military families nationwide.