Personal Finance Managers routinely answer questions from clients about income taxes. While January through April is considered “tax season,” May through December is time for tax planning. A key thing service members need to know is types of income and how they are taxed.
Caregiving can be incredibly rewarding, but it can also be physically and emotionally draining, leading to burnout and decreased well-being. A vital, but often overlooked, aspect of caregiving is respite: taking a break or having a temporary relief from caregiving responsibilities. Respite helps provide caregivers with much-needed physical, emotional, and mental relief from the demands of their caregiving responsibilities.
The statistics are startling! Among U.S. active-duty service members and their families, almost 26% are food insecure. Food insecurity means that someone’s diet has reduced quality, variety, or desirability (low food security) or there are multiple disruptions of eating patterns and reduced food intake (very low food security).
Despite sleep being vital for humans, more than one-third of the world’s adult population sleeps less than 7 hours a night. Sleep restriction can increase the risk of weight gain, cardiovascular disease, hypertension, dyslipidemia, and type 2 diabetes (van Egmond et al., 2023).
Conflict is a normal and regular part of collaboration and teaming. While most of us would rather avoid conflict at all costs, healthy conflict can strengthen teams, increase creativity of team members, and create meaningful change (Friend, 2020).
“Financial advice deserts” (FADs) which, like food deserts, provide people with little or no access, in this case to financial advice. The study used data from multiple sources about the availability of CFP® professionals and financial behaviors of survey respondents in various states.
We will soon be rolling into September, and with it comes all the ways we transition into new routines or back into old routines. The school year is also kicking off for many families which means keeping up with scheduling, including meal planning and school lunches. It always amazes me how much time meal planning takes for me and my family.
What is mental health self-stigma? Is self-stigma impacting you? Kalichman (2019) defines mental health stigma as “the disgrace, social disapproval, or social discrediting of individuals with a mental health problem.” Stigma directly affects individuals with mental illness and the loved ones who support them, often including their family members. Subu (2021) states that self-stigma encompasses negative attitudes towards one’s own mental health or illness which may lead to a lack of self-efficacy with coping or perceived ability to recover; hesitancy to access treatment or help; and feelings of powerlessness or general lack of control when experiencing a mental health challenge.
According to the Office of People Analytics (2023), and the 2021 Active Duty Spouse Survey briefing, military spouses have an unemployment rate of 21%. The Bureau of Labor Statistics (2023) indicates that the national unemployment average for the general population is 3.7%. Factors such as PCSing, living on base, and having children at home are all factors that may increase unemployment for military spouses (Office of People Analytics, 2023).
One of the biggest decisions service members make is deciding upon a career path after exiting military service. Options include securing immediate employment, attending college or trade school to build human capital, entrepreneurship, or fully retiring.
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