![Man's hands hovering protectively over paper cutouts of a house, car, and family lined up on a table.](https://oneop.org/wp-content/uploads/2023/01/Event-Page-44.jpg)
Life is full of surprises and some of them are expensive. As a result, many people transfer the risk of potential loss to a third-party insurance company. Due to the nature of military life, service members and their families have unique insurance needs.