Before heading off to college, young adults should have a basic understanding of money management. College may be the first time that they will be responsible for managing their own money. Even if Mom and Dad are still paying the bills, they will not be around to help make every day spending decisions. Overspending and poor use of credit while in college can have lasting effects on financial success after college. Talking to your children to help them develop a plan for handling money and expenses once they get to college is very important.

Fires, flooding, severe storms, earth quakes, tornadoes and hurricanes affect millions of American households every year. Failure to adequately prepare for these emergencies can result in a number of consequences. However, if you and your family experience one of these emergencies, proper planning and preparation will help you survive.

Buying in bulk can save you and your family valuable money. However, when done incorrectly, bulk buying has the potential to cost you money. Buying in bulk requires careful planning and budgeting to guarantee that you are getting the best savings while also avoiding waste.

We live in a fast-paced society and at the end of a long day it can be all too easy to make a habit of grabbing food to go. Remember that your children are watching the everyday choices the adults in their lives make. If Mom and Dad frequent the drive through, the children might think it’s a healthy habit too.